Range across tiers
Select Home Warranty
3.4/5 · BBB B-
“Price-first buyers who want the lowest monthly cost and value bundled roof-leak coverage.”
Photo · Curology / Unsplash
Liberty Home Guard
4.0/5 · BBB A
“Homeowners who value responsive support and a wide add-on catalog over the highest payout caps.”
Photo · Brett Jordan / Unsplash
vs
§ 01Round by round
The Warranta verdict
Select is the cheaper option with the lowest service fees ($60 to $75) and bundled roof-leak coverage, while Liberty Home Guard leads decisively on customer-service sentiment (an A BBB rating and a 4.2 service score) despite a lower $2,000 per-item cap. Pick Select only if the lowest monthly cost is decisive and you accept a $1,500 HVAC sub-cap and heavy denial complaints; pick Liberty if responsive support and a wide add-on catalog matter more than the rock-bottom price.
Round by round · 11 criteriaSourced ratings
| Criterion | Select Home Warranty | Liberty Home Guard | Tradeoff |
|---|---|---|---|
| Overall | 3.4 | 4.0Wins | — |
| Pricing | 4.4Wins | 3.8 | — |
| Coverage | 3.3 | 3.9Wins | — |
| Claims process | 2.9 | 3.8Wins | — |
| Customer service | 3.0 | 4.2Wins | — |
| Contractor network | 3.2 | 3.7Wins | — |
| Pricing | WinsWins | — | Select's $44 to $60/mo and $60 to $75 fee undercut Liberty's $50 to $70/mo and $65 to $125 fee. |
| Annual caps | Tie | Tie | Select's $3,000 per-item cap exceeds Liberty's $2,000, but Select sub-caps HVAC at $1,500/yr while Liberty applies its flat per-item cap, so the practical edge is narrow. |
| Claims experience | — | WinsWins | Liberty's claims sub-score is 3.8 versus Select's 2.9; Select has documented advertised-versus-contract disputes. |
| Customer sentiment | — | WinsWins | Liberty's A BBB rating and 4.2 customer-service score far exceed Select's B-minus rating and 3.0. |
| Coverage perks | WinsWins | — | Select bundles free roof-leak coverage as standard; Liberty offers only limited roof-leak as a paid add-on. |
Select Home Warranty
BBB B- · 2012
3.4
Overall
Liberty Home Guard
BBB A · 2017
4.0
Overall
§ 02Who wins for you
If
“Pricing matters most”
Select's $44 to $60/mo and $60 to $75 fee undercut Liberty's $50 to $70/mo and $65 to $125 fee.
EdgeSelect Home Warranty
If
“Claims experience matters most”
Liberty's claims sub-score is 3.8 versus Select's 2.9; Select has documented advertised-versus-contract disputes.
EdgeLiberty Home Guard
If
“Customer sentiment matters most”
Liberty's A BBB rating and 4.2 customer-service score far exceed Select's B-minus rating and 3.0.
EdgeLiberty Home Guard
If
“Coverage perks matters most”
Select bundles free roof-leak coverage as standard; Liberty offers only limited roof-leak as a paid add-on.
EdgeSelect Home Warranty
§ 03The figures, side by side
Select Home Warranty
- Monthly premium
- $44–$60/mo depending on plan
- Service fee options
- $60$75
- Service fee range
- $60–$75 service-call fee
- Annual coverage limit
- $3,000/yr per covered item; HVAC capped at $1,500/yr
- Waiting period
- 30-day waiting period for new plans
- Eligibility notes
- No home-age limit; pre-existing conditions excluded
- Available in
- 8 states (TX, FL, NC, CO, GA, PA…)
At a glance
Per visit, paid to tech
Across plan tiers
Resets each contract year
Before claims are eligible
Home age / pre-existing
Excludes territories
Liberty Home Guard
- Monthly premium
- $50–$70/mo depending on plan tier
- Service fee options
- $65$100$125
- Service fee range
- $65–$125 service-call fee
- Annual coverage limit
- $2,000/yr per covered item; aggregate caps vary by plan
- Waiting period
- 30-day waiting period (60 days on some add-ons)
- Eligibility notes
- No home-age limit; pre-existing conditions excluded
- Available in
- 8 states (VA, TX, FL, NC, CO, CA…)
At a glance
Range across tiers
Per visit, paid to tech
Across plan tiers
Resets each contract year
Before claims are eligible
Home age / pre-existing
Excludes territories
Select Home Warranty
3.4/5 · BBB B-
“Price-first buyers who want the lowest monthly cost and value bundled roof-leak coverage.”
See a quote
FTC ↘Warranta earns a commission when you buy a plan through links on this page. This does not affect our editorial analysis or the price you pay. Disclosure policy
Liberty Home Guard
4.0/5 · BBB A
“Homeowners who value responsive support and a wide add-on catalog over the highest payout caps.”
See a quote
FTC ↘Warranta earns a commission when you buy a plan through links on this page. This does not affect our editorial analysis or the price you pay. Disclosure policy
Round winners and the use-case cards above reconcile against Warranta’s rating methodology. Scores are on a 5-point scale.
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