Warranta.
Warranta/Head-to-head/Select Home Warranty vs Liberty Home Guard
Workshop tools on a wooden bench
Select Home Warranty
3.4/5

“Buyers who want bundled roof-leak coverage and accept tighter payout limits.”

Photo · Curology / Unsplash
Bright open-plan apartment interior
Liberty Home Guard
4.0/5

“Homeowners who value responsive support and a wide add-on catalog over the highest payout caps.”

Photo · Brett Jordan / Unsplash
vs
Head-to-headNo paid placement

Select Home Warranty vs Liberty Home Guard

Select bundles roof-leak coverage, while Liberty Home Guard leads decisively on customer-service sentiment (a 4.2 service score). Pick Select only if roof-leak coverage is decisive and you accept heavy denial complaints; pick Liberty if responsive support and a wide add-on catalog matter more.

§ 01Round by roundsourced ratings · /5 scale
The Warranta verdict

Select bundles roof-leak coverage, while Liberty Home Guard leads decisively on customer-service sentiment (a 4.2 service score). Pick Select only if roof-leak coverage is decisive and you accept heavy denial complaints; pick Liberty if responsive support and a wide add-on catalog matter more.

Round by round · 11 criteriaSourced ratings
Criterion
Select Home Warranty
Liberty Home Guard
Founded 2017
Tradeoff
Overall3.44.0Wins—
Pricing4.4Wins3.8—
Coverage3.33.9Wins—
Claims process2.93.8Wins—
Customer service3.04.2Wins—
Contractor network3.23.7Wins—
PricingTieTieLiberty's per-claim fee varies by contract, and Select publishes no plan price or service fee Warranta could verify, so this round is a tie. Confirm the service fee in the contract before you buy.
Annual capsTieTieLiberty's sample policy caps each covered item at $2,000, resetting every 365 days, with lower limits for some items and add-ons. Warranta could not verify Select's caps against a live published source, so the two cannot be compared.
Claims experience—WinsWinsLiberty's claims sub-score is 3.8 versus Select's 2.9; Select has documented advertised-versus-contract disputes.
Customer sentiment—WinsWinsLiberty's 4.2 customer-service score far exceeds Select's 3.0.
Coverage perksWinsWins—Select bundles free roof-leak coverage as standard; Liberty offers only limited roof-leak as a paid add-on.
Select Home Warranty
3.4
Overall
Liberty Home Guard
Founded 2017
Wins
4.0
Overall
Sources
§ 02Who wins for youby what you weight most
If
“Claims experience matters most”

Liberty's claims sub-score is 3.8 versus Select's 2.9; Select has documented advertised-versus-contract disputes.

EdgeLiberty Home Guard
If
“Customer sentiment matters most”

Liberty's 4.2 customer-service score far exceeds Select's 3.0.

EdgeLiberty Home Guard
If
“Coverage perks matters most”

Select bundles free roof-leak coverage as standard; Liberty offers only limited roof-leak as a paid add-on.

EdgeSelect Home Warranty
If
“Pricing matters most”

Liberty's per-claim fee varies by contract, and Select publishes no plan price or service fee Warranta could verify, so this round is a tie. Confirm the service fee in the contract before you buy.

Evenly matchedToo close to call

Across 5 rounds, Liberty Home Guard takes more than it loses, but the right pick still turns on which of these criteria you weight. See the verdict above.

§ 03The figures, side by sidefrom each provider’s plan pages + contract
Select Home Warranty
At a glance
Waiting period
Not confirmed; check the plan contract for when coverage starts
Before claims are eligible
Eligibility notes
No home-age limit; pre-existing conditions excluded
Home age / pre-existing
Liberty Home Guard
At a glance
Waiting period
30-day holding period on its sample agreement
Before claims are eligible
Eligibility notes
No home-age limit; pre-existing conditions excluded
Home age / pre-existing
Select Home Warranty
3.4/5

“Buyers who want bundled roof-leak coverage and accept tighter payout limits.”

Liberty Home Guard
4.0/5

“Homeowners who value responsive support and a wide add-on catalog over the highest payout caps.”

Round winners and the use-case cards above reconcile against Warranta’s rating methodology. Scores are on a 5-point scale.

FTC ↘ Affiliate disclosure

Warranta has no affiliate agreement with any provider on this page and earns nothing if you buy a plan. No provider pays for placement or ratings.

If Warranta adds paid links, this disclosure will say so on every page that carries one.

We review monetized pages quarterly for FTC-compliant disclosure placement.

How we get paid →