Range across tiers
Select Home Warranty
3.4/5 · BBB B-
“Price-first buyers who want the lowest monthly cost and value bundled roof-leak coverage.”
Photo · Curology / Unsplash
First American Home Warranty
3.8/5 · BBB B
“Owners of newer homes who prioritize appliance coverage and want a low, selectable service fee.”
Photo · Avi Werde / Unsplash
vs
§ 01Round by round
The Warranta verdict
For most newer homes, First American is the safer pick. Its 3.4 claims score beats Select's 2.9, it covers some improper-installation failures, and appliances cap at up to $3,500/yr. Select is genuinely cheaper, with $60 to $75 fees and bundled roof-leak coverage, but a $1,500 HVAC sub-cap and heavy denied-claim complaints make it the wrong choice unless headline price is the only thing that decides it.
Round by round · 11 criteriaSourced ratings
| Criterion | Select Home Warranty | First American Home Warranty | Tradeoff |
|---|---|---|---|
| Overall | 3.4 | 3.8Wins | — |
| Pricing | 4.4Wins | 4.2 | — |
| Coverage | 3.3 | 3.7Wins | — |
| Claims process | 2.9 | 3.4Wins | — |
| Customer service | 3.0 | 3.5Wins | — |
| Contractor network | 3.2 | 3.8Wins | — |
| Pricing | WinsWins | — | Select runs lower monthly pricing and a $60 to $75 service fee versus First American's $75 to $125, the cheapest entry in this pair. |
| Annual caps | — | WinsWins | First American caps appliances at up to $3,500/yr; Select caps items at $3,000/yr with HVAC sub-capped at just $1,500/yr, which often falls short of a replacement. |
| Coverage breadth | Tie | Tie | First American covers some improper-installation and maintenance failures other plans deny; Select bundles free roof-leak coverage First American does not offer. |
| Claims experience | — | WinsWins | Select's claims rating is 2.9 with documented advertised-versus-contract disputes; First American's is 3.4 with complaints focused on dispatch speed on older equipment. |
| Customer sentiment | — | WinsWins | First American's overall 3.8 leads Select's 3.4, with First American ahead on claims and customer service sub-scores. |
Select Home Warranty
BBB B- · 2012
3.4
Overall
First American Home Warranty
BBB B · 1984
3.8
Overall
§ 02Who wins for you
If
“Pricing matters most”
Select runs lower monthly pricing and a $60 to $75 service fee versus First American's $75 to $125, the cheapest entry in this pair.
EdgeSelect Home Warranty
If
“Annual caps matters most”
First American caps appliances at up to $3,500/yr; Select caps items at $3,000/yr with HVAC sub-capped at just $1,500/yr, which often falls short of a replacement.
EdgeFirst American Home Warranty
If
“Claims experience matters most”
Select's claims rating is 2.9 with documented advertised-versus-contract disputes; First American's is 3.4 with complaints focused on dispatch speed on older equipment.
EdgeFirst American Home Warranty
If
“Customer sentiment matters most”
First American's overall 3.8 leads Select's 3.4, with First American ahead on claims and customer service sub-scores.
EdgeFirst American Home Warranty
Across 5 rounds, First American Home Warranty takes more than it loses, but the right pick still turns on which of these criteria you weight. See the verdict above.
§ 03The figures, side by side
Select Home Warranty
- Monthly premium
- $44–$60/mo depending on plan
- Service fee options
- $60$75
- Service fee range
- $60–$75 service-call fee
- Annual coverage limit
- $3,000/yr per covered item; HVAC capped at $1,500/yr
- Waiting period
- 30-day waiting period for new plans
- Eligibility notes
- No home-age limit; pre-existing conditions excluded
- Available in
- 8 states (TX, FL, NC, CO, GA, PA…)
At a glance
Per visit, paid to tech
Across plan tiers
Resets each contract year
Before claims are eligible
Home age / pre-existing
Excludes territories
First American Home Warranty
- Monthly premium
- $37–$82/mo depending on plan tier
- Service fee options
- $75$100$125
- Service fee range
- $75–$125 selectable service-call fee
- Annual coverage limit
- Up to $3,500/yr per covered appliance; system caps vary
- Waiting period
- 30-day waiting period for direct-purchase plans
- Eligibility notes
- No home-age limit; pre-existing conditions excluded
- Available in
- 8 states (TX, FL, NC, CO, CA, GA…)
At a glance
Range across tiers
Per visit, paid to tech
Across plan tiers
Resets each contract year
Before claims are eligible
Home age / pre-existing
Excludes territories
Select Home Warranty
3.4/5 · BBB B-
“Price-first buyers who want the lowest monthly cost and value bundled roof-leak coverage.”
See a quote
FTC ↘Warranta earns a commission when you buy a plan through links on this page. This does not affect our editorial analysis or the price you pay. Disclosure policy
First American Home Warranty
3.8/5 · BBB B
“Owners of newer homes who prioritize appliance coverage and want a low, selectable service fee.”
See a quote
FTC ↘Warranta earns a commission when you buy a plan through links on this page. This does not affect our editorial analysis or the price you pay. Disclosure policy
Round winners and the use-case cards above reconcile against Warranta’s rating methodology. Scores are on a 5-point scale.
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