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Warranta/Head-to-head/Select Home Warranty vs First American Home Warranty
Workshop tools on a wooden bench
Select Home Warranty
3.4/5

“Buyers who want bundled roof-leak coverage and accept tighter payout limits.”

Photo · Curology / Unsplash
Real estate signing — keys and contract on a table
First American Home Warranty
3.8/5

“Owners of newer homes who prioritize appliance coverage and some improper-installation protection.”

Photo · Avi Werde / Unsplash
vs
Head-to-headNo paid placement

Select Home Warranty vs First American Home Warranty

For most newer homes, First American is the safer pick. Its 3.4 claims score beats Select's 2.9, and it covers some improper-installation failures. Select bundles roof-leak coverage, but heavy denied-claim complaints make it the wrong choice unless that coverage is the only thing that decides it. Neither publishes plan prices, service fees or per-item caps Warranta could verify, so get both contracts before you compare.

§ 01Round by roundsourced ratings · /5 scale
The Warranta verdict

For most newer homes, First American is the safer pick. Its 3.4 claims score beats Select's 2.9, and it covers some improper-installation failures. Select bundles roof-leak coverage, but heavy denied-claim complaints make it the wrong choice unless that coverage is the only thing that decides it. Neither publishes plan prices, service fees or per-item caps Warranta could verify, so get both contracts before you compare.

Round by round · 11 criteriaSourced ratings
Criterion
Select Home Warranty
First American Home Warranty
Founded 1984
Tradeoff
Overall3.43.8Wins—
Pricing4.4Wins4.2—
Coverage3.33.7Wins—
Claims process2.93.4Wins—
Customer service3.03.5Wins—
Contractor network3.23.8Wins—
PricingTieTieNeither publishes a monthly price or a service fee Warranta could verify against a live source, so this round is a tie. Confirm the service fee in the contract before you buy.
Annual capsTieTieWarranta could not verify either provider's per-item caps against a live published source, so treat this round as a tie and read each sample contract's limits section.
Coverage breadthTieTieFirst American's 2016 Southern Arizona real-estate plans cover some improperly installed, modified or repaired systems and appliances, and unknown conditions that can include lack of maintenance; Select bundles free roof-leak coverage First American does not offer.
Claims experience—WinsWinsSelect's claims rating is 2.9 with documented advertised-versus-contract disputes; First American's is 3.4 with complaints focused on dispatch speed on older equipment.
Customer sentiment—WinsWinsFirst American's overall 3.8 leads Select's 3.4, with First American ahead on claims and customer service sub-scores.
Select Home Warranty
3.4
Overall
First American Home Warranty
Founded 1984
Wins
3.8
Overall
Sources
§ 02Who wins for youby what you weight most
If
“Claims experience matters most”

Select's claims rating is 2.9 with documented advertised-versus-contract disputes; First American's is 3.4 with complaints focused on dispatch speed on older equipment.

EdgeFirst American Home Warranty
If
“Customer sentiment matters most”

First American's overall 3.8 leads Select's 3.4, with First American ahead on claims and customer service sub-scores.

EdgeFirst American Home Warranty
If
“Pricing matters most”

Neither publishes a monthly price or a service fee Warranta could verify against a live source, so this round is a tie. Confirm the service fee in the contract before you buy.

Evenly matchedToo close to call
If
“Annual caps matters most”

Warranta could not verify either provider's per-item caps against a live published source, so treat this round as a tie and read each sample contract's limits section.

Evenly matchedToo close to call

Across 5 rounds, First American Home Warranty takes more than it loses, but the right pick still turns on which of these criteria you weight. See the verdict above.

§ 03The figures, side by sidefrom each provider’s plan pages + contract
Select Home Warranty
At a glance
Waiting period
Not confirmed; check the plan contract for when coverage starts
Before claims are eligible
Eligibility notes
No home-age limit; pre-existing conditions excluded
Home age / pre-existing
First American Home Warranty
At a glance
Waiting period
30 days for many new customers, per its FAQ; the contract sets the details
Before claims are eligible
Eligibility notes
No home-age limit; pre-existing conditions excluded
Home age / pre-existing
Select Home Warranty
3.4/5

“Buyers who want bundled roof-leak coverage and accept tighter payout limits.”

First American Home Warranty
3.8/5

“Owners of newer homes who prioritize appliance coverage and some improper-installation protection.”

Round winners and the use-case cards above reconcile against Warranta’s rating methodology. Scores are on a 5-point scale.

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