Range across tiers
Choice Home Warranty
3.7/5 · BBB B
“Budget-focused homeowners who want predictable low service fees and straightforward plan choices.”
Photo · Im Greg / Unsplash
Select Home Warranty
3.4/5 · BBB B-
“Price-first buyers who want the lowest monthly cost and value bundled roof-leak coverage.”
Photo · Curology / Unsplash
vs
§ 01Round by round
The Warranta verdict
Both are budget-focused, but Choice offers a higher $3,000 per-item cap and a B BBB rating, while Select is cheaper monthly with a lower $60 to $75 service fee and bundled roof-leak coverage. Pick Choice if you want the higher payout cap and a slightly steadier claims record, accepting its arbitration clause; pick Select only if the lowest monthly cost and roof-leak coverage are decisive and you accept a $1,500 HVAC sub-cap and heavier denial complaints.
Round by round · 11 criteriaSourced ratings
| Criterion | Choice Home Warranty | Select Home Warranty | Tradeoff |
|---|---|---|---|
| Overall | 3.7Wins | 3.4 | — |
| Pricing | 4.3 | 4.4Wins | — |
| Coverage | 3.6Wins | 3.3 | — |
| Claims process | 3.2Wins | 2.9 | — |
| Customer service | 3.3Wins | 3.0 | — |
| Contractor network | 3.5Wins | 3.2 | — |
| Pricing | — | WinsWins | Select's $44 to $60/mo and $60 to $75 fee undercut Choice's $46 to $65/mo and flat $85 fee. |
| Annual caps | WinsWins | — | Choice's $3,000 per-item cap matches Select's per-item cap, but Select sub-caps HVAC at just $1,500/yr while Choice applies the full $3,000. |
| Claims experience | WinsWins | — | Choice's claims sub-score is 3.2 with a 2023 regulatory action; Select's is 2.9 with documented advertised-versus-contract disputes, the weaker record. |
| Customer sentiment | WinsWins | — | Choice's overall 3.7 and B BBB rating lead Select's 3.4 overall and B-minus rating. |
| Coverage perks | — | WinsWins | Select bundles free roof-leak coverage; Choice offers it only as part of optional add-ons, giving Select the edge for roof concerns. |
Choice Home Warranty
BBB B · 2008
3.7
Overall
Select Home Warranty
BBB B- · 2012
3.4
Overall
§ 02Who wins for you
If
“Pricing matters most”
Select's $44 to $60/mo and $60 to $75 fee undercut Choice's $46 to $65/mo and flat $85 fee.
EdgeSelect Home Warranty
If
“Annual caps matters most”
Choice's $3,000 per-item cap matches Select's per-item cap, but Select sub-caps HVAC at just $1,500/yr while Choice applies the full $3,000.
EdgeChoice Home Warranty
If
“Claims experience matters most”
Choice's claims sub-score is 3.2 with a 2023 regulatory action; Select's is 2.9 with documented advertised-versus-contract disputes, the weaker record.
EdgeChoice Home Warranty
If
“Customer sentiment matters most”
Choice's overall 3.7 and B BBB rating lead Select's 3.4 overall and B-minus rating.
EdgeChoice Home Warranty
Across 5 rounds, Choice Home Warranty takes more than it loses, but the right pick still turns on which of these criteria you weight. See the verdict above.
§ 03The figures, side by side
Choice Home Warranty
- Monthly premium
- $46–$65/mo depending on plan
- Service fee options
- $85
- Service fee range
- Flat $85 service-call fee
- Annual coverage limit
- $3,000/yr per covered system or appliance
- Waiting period
- 30-day waiting period for new direct-purchase plans
- Eligibility notes
- No home-age limit; pre-existing conditions excluded
- Available in
- 7 states (VA, TX, FL, NC, CO, GA…)
At a glance
Per visit, paid to tech
Across plan tiers
Resets each contract year
Before claims are eligible
Home age / pre-existing
Excludes territories
Select Home Warranty
- Monthly premium
- $44–$60/mo depending on plan
- Service fee options
- $60$75
- Service fee range
- $60–$75 service-call fee
- Annual coverage limit
- $3,000/yr per covered item; HVAC capped at $1,500/yr
- Waiting period
- 30-day waiting period for new plans
- Eligibility notes
- No home-age limit; pre-existing conditions excluded
- Available in
- 8 states (TX, FL, NC, CO, GA, PA…)
At a glance
Range across tiers
Per visit, paid to tech
Across plan tiers
Resets each contract year
Before claims are eligible
Home age / pre-existing
Excludes territories
Choice Home Warranty
3.7/5 · BBB B
“Budget-focused homeowners who want predictable low service fees and straightforward plan choices.”
See a quote
FTC ↘Warranta earns a commission when you buy a plan through links on this page. This does not affect our editorial analysis or the price you pay. Disclosure policy
Select Home Warranty
3.4/5 · BBB B-
“Price-first buyers who want the lowest monthly cost and value bundled roof-leak coverage.”
See a quote
FTC ↘Warranta earns a commission when you buy a plan through links on this page. This does not affect our editorial analysis or the price you pay. Disclosure policy
Round winners and the use-case cards above reconcile against Warranta’s rating methodology. Scores are on a 5-point scale.
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