Set in the contract
Choice Home Warranty
3.7/5
“Budget-focused homeowners who want a predictable flat service fee and straightforward plan choices.”
Photo · Im Greg / Unsplash
Select Home Warranty
3.4/5
“Buyers who want bundled roof-leak coverage and accept tighter payout limits.”
Photo · Curology / Unsplash
vs
§ 01Round by round
The Warranta verdict
Both are budget-focused and neither publishes a plan price. Choice's contract caps its standard covered items at $3,000 a year; Select's caps could not be verified. Choice has the slightly steadier claims record and a flat $100 fee, while Select bundles roof-leak coverage. Pick Choice if the steadier claims record matters, accepting its arbitration clause; pick Select only if roof-leak coverage is decisive and you accept heavier denial complaints.
Round by round · 11 criteriaSourced ratings
| Criterion | Choice Home Warranty | Select Home Warranty | Tradeoff |
|---|---|---|---|
| Overall | 3.7Wins | 3.4 | — |
| Pricing | 4.3 | 4.4Wins | — |
| Coverage | 3.6Wins | 3.3 | — |
| Claims process | 3.2Wins | 2.9 | — |
| Customer service | 3.3Wins | 3.0 | — |
| Contractor network | 3.5Wins | 3.2 | — |
| Pricing | Tie | Tie | Choice charges a flat $100 fee per claim; Select publishes no service fee Warranta could verify, and neither publishes a monthly price, so this round is a tie. Confirm the service fee in the contract before you buy. |
| Annual caps | Tie | Tie | Choice's user agreement caps each covered item at $3,000 per 12-month period, with lower limits for some items, and air conditioning, heating and ductwork share one limit. Warranta could not verify Select's caps against a live published source, so the two cannot be compared. |
| Claims experience | WinsWins | — | Choice's claims sub-score is 3.2 with an $11.8 million Arizona Attorney General settlement (2026); Select's is 2.9 with documented advertised-versus-contract disputes, the weaker record. |
| Customer sentiment | WinsWins | — | Choice's overall 3.7 leads Select's 3.4, with Choice ahead on the claims and customer-service sub-scores. |
| Coverage perks | — | WinsWins | Select bundles free roof-leak coverage; Choice offers it only as part of optional add-ons, giving Select the edge for roof concerns. |
Choice Home Warranty
3.7
Overall
Select Home Warranty
3.4
Overall
Sources
- Choice Home Warranty BBB profile (BBB profile, accessed 2026-05)
- Select Home Warranty BBB profile (BBB profile, accessed 2026-05)
- Choice Home Warranty plan descriptions (Provider official, accessed 2026-09-23)
- Select Home Warranty plan and pricing pages (Provider official, accessed 2026-05)
- Arizona Attorney General press release on its $11.8M settlement with Choice Home Warranty (announced Feb. 10, 2026) (State regulator, accessed 2026-09-23)
- Choice Home Warranty common questions ($100 trade service-call fee per claim) (Provider official, accessed 2026-09-23)
- Choice Home Warranty user agreement (limitations of liability: $3,000 per 12-month period for each covered item, applied in the aggregate to items listed in the same numbered section) (Provider official, accessed 2026-10-07)
§ 02Who wins for you
If
“Claims experience matters most”
Choice's claims sub-score is 3.2 with an $11.8 million Arizona Attorney General settlement (2026); Select's is 2.9 with documented advertised-versus-contract disputes, the weaker record.
EdgeChoice Home Warranty
If
“Customer sentiment matters most”
Choice's overall 3.7 leads Select's 3.4, with Choice ahead on the claims and customer-service sub-scores.
EdgeChoice Home Warranty
If
“Coverage perks matters most”
Select bundles free roof-leak coverage; Choice offers it only as part of optional add-ons, giving Select the edge for roof concerns.
EdgeSelect Home Warranty
If
“Pricing matters most”
Choice charges a flat $100 fee per claim; Select publishes no service fee Warranta could verify, and neither publishes a monthly price, so this round is a tie. Confirm the service fee in the contract before you buy.
Evenly matchedToo close to call
Across 5 rounds, Choice Home Warranty takes more than it loses, but the right pick still turns on which of these criteria you weight. See the verdict above.
§ 03The figures, side by side
Choice Home Warranty
- Service fee options
- $100
- Service fee range
- Flat $100 trade service-call fee per claim (may be lower with discounts)
- Waiting period
- 30 days after Choice receives the agreement fee, or sooner with proof of prior coverage and no lapse
- Eligibility notes
- No home-age limit; pre-existing conditions excluded
At a glance
Across plan tiers
Before claims are eligible
Home age / pre-existing
Select Home Warranty
- Waiting period
- Not confirmed; check the plan contract for when coverage starts
- Eligibility notes
- No home-age limit; pre-existing conditions excluded
At a glance
Before claims are eligible
Home age / pre-existing
Choice Home Warranty
3.7/5
“Budget-focused homeowners who want a predictable flat service fee and straightforward plan choices.”
Select Home Warranty
3.4/5
“Buyers who want bundled roof-leak coverage and accept tighter payout limits.”
Round winners and the use-case cards above reconcile against Warranta’s rating methodology. Scores are on a 5-point scale.
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